Quote:...how many of these insurance companies manage to wheedle out of paying their customers when to comes time to help the sick.
Quote:It's like home owners insurance and so on...a constant scam preying on us, with our government not protecting us at all.
Quote:I am not a fan of insurance companies in general. I agree with you, it seems odd that there is an industry making profits over not helping people pay for health care.
Quote:The system is messed up and there is nobody big enough doing much about it. The ACA was something, but it was not really enough. But we are about to see what worse is.
Quote:I am not defending insurance companies, I am just sort of accepting of the system that we currently have. As I do not think it is going away soon. Even with the ACA a ton more reform was needed but was also never possible with the political climate.
The ACA was a free market alternative to socialized medicine, and was ultimately a Republican-derived idea. It was the Republican healthcare solution of the 1990s. The various increased standards of health insurance are what Obama and the Democrats added.
I think Obama did what a centrist does. He ceded the liberal viewpoint of healthcare, and compromised from the center. Centrists always compromise with opposing party, and thus the actual solution was (in this case) a conservative one, using conservative ideas.
Obama is/was a centrist, not a liberal or even that progressive. The Democrats were punished, as always, for using ideas from the other side of the aisle.
I also want to add that the insurance companies themselves blamed policy uncertainty as a reason for the higher increases this year. With the GOP trying to get rid of it most of the year.
So, the unstable political climate also had a fair bit to do with it this past year. And apparently for good reason. As they are about to get hit.