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Subj: Re: Seperate accounts - wise financial move, or admitting defeat ahead of time?
Posted: Thu Dec 13, 2007 at 10:16:27 am EST
Reply Subj: Seperate accounts - wise financial move, or admitting defeat ahead of time?
Posted: Wed Dec 12, 2007 at 10:55:23 pm EST

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My wife and I have joint everything. For us though, it was an easy choice - we started our marriage just out of college and neither of us had any separate assets to begin with, so it didn't seem like a monumental choice.

Some people describe a prenup as 'the first motion in a divorce yet to be filed'. I guess I feel sort of the same about separate bank accounts. Some friends of mine do the separate thing and seem to be very happy about it - though there is some occasional friction about who will pay for something. But the whole idea of it seems strange to me. If you're in a marriage with someone, why would you have divided accounts? Why would there be 'your' money and 'their' money. Isn't the whole point to partner together through life?

So what's your take? If you were getting married (or are married), which would your choice be?

My partner and I have separate accounts and have more or less no problems with it. She came into the relationship with more money and we alternate paying certain expenses. And even though we have separate accounts, neither of us feels particularly proprietary about "our" money - a $60 bill isn't any larger or smaller because one and not the other is specifically paying it.

But maybe it would be different if we were less committed to the relationship or if our financial situation were more dire. *shrug*

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