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Post By
Schnurr

In Reply To
MB

Subj: Joint account
Posted: Thu Dec 13, 2007 at 10:07:40 pm EST
Reply Subj: Seperate accounts - wise financial move, or admitting defeat ahead of time?
Posted: Wed Dec 12, 2007 at 10:55:23 pm EST

Previous Post

My wife and I have joint everything. For us though, it was an easy choice - we started our marriage just out of college and neither of us had any separate assets to begin with, so it didn't seem like a monumental choice.

Some people describe a prenup as 'the first motion in a divorce yet to be filed'. I guess I feel sort of the same about separate bank accounts. Some friends of mine do the separate thing and seem to be very happy about it - though there is some occasional friction about who will pay for something. But the whole idea of it seems strange to me. If you're in a marriage with someone, why would you have divided accounts? Why would there be 'your' money and 'their' money. Isn't the whole point to partner together through life?

So what's your take? If you were getting married (or are married), which would your choice be?

My wife and I have had a joint account since we first moved in together back in 1994. We married in 1995.

Why joint?

Well when you have a family it makes more sense. Trust me on this one.

Plus pooling your resources together into one account just makes more sense. You always have a good balance. And if someone loses their job (I've lost mine before) then you still have that joint account and you don't have to worry about your own just dwindling away from the lack of income. There are major benefits to it if you ask me. But we've been doing it for too long it seems like an old hat.


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