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Subj: Re: Seperate accounts - wise financial move, or admitting defeat ahead of time?
Posted: Fri Dec 14, 2007 at 02:29:28 am EST
Reply Subj: Seperate accounts - wise financial move, or admitting defeat ahead of time?
Posted: Wed Dec 12, 2007 at 10:55:23 pm EST

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My wife and I have joint everything. For us though, it was an easy choice - we started our marriage just out of college and neither of us had any separate assets to begin with, so it didn't seem like a monumental choice.

Some people describe a prenup as 'the first motion in a divorce yet to be filed'. I guess I feel sort of the same about separate bank accounts. Some friends of mine do the separate thing and seem to be very happy about it - though there is some occasional friction about who will pay for something. But the whole idea of it seems strange to me. If you're in a marriage with someone, why would you have divided accounts? Why would there be 'your' money and 'their' money. Isn't the whole point to partner together through life?

So what's your take? If you were getting married (or are married), which would your choice be?

well it protects you from the outside as well as from a divorce. If someone is going to sue you or your wife for something, then anything that is in the other person's name cant be touched. In fact if you think one of you is going to be sued you should try to put at least something aside in the other persons name. Of course this doesnt work if you are both being sued together, like in a car accident.

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