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Post By
Reverend Meteor

In Reply To
MB

Subj: Re: Seperate accounts - wise financial move, or admitting defeat ahead of time?
Posted: Fri Dec 14, 2007 at 01:52:41 pm EST
Reply Subj: Seperate accounts - wise financial move, or admitting defeat ahead of time?
Posted: Wed Dec 12, 2007 at 10:55:23 pm EST

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My wife and I have joint everything. For us though, it was an easy choice - we started our marriage just out of college and neither of us had any separate assets to begin with, so it didn't seem like a monumental choice.

Some people describe a prenup as 'the first motion in a divorce yet to be filed'. I guess I feel sort of the same about separate bank accounts. Some friends of mine do the separate thing and seem to be very happy about it - though there is some occasional friction about who will pay for something. But the whole idea of it seems strange to me. If you're in a marriage with someone, why would you have divided accounts? Why would there be 'your' money and 'their' money. Isn't the whole point to partner together through life?

So what's your take? If you were getting married (or are married), which would your choice be?

> My wife and I have joint everything. For us though, it was an easy choice - we started our marriage just out of college and neither of us had any separate assets to begin with, so it didn't seem like a monumental choice.
>
> Some people describe a prenup as 'the first motion in a divorce yet to be filed'. I guess I feel sort of the same about separate bank accounts. Some friends of mine do the separate thing and seem to be very happy about it - though there is some occasional friction about who will pay for something. But the whole idea of it seems strange to me. If you're in a marriage with someone, why would you have divided accounts? Why would there be 'your' money and 'their' money. Isn't the whole point to partner together through life?
>
> So what's your take? If you were getting married (or are married), which would your choice be?


I guess it depends if you trust them. Personally I would rather have seperate accounts or each have a seperate account AND a joint account.

If you know you or your spouse is shady when it comes to money then yes you should have seperate accounts.

If you have a great marriage then a joint account probably works fine. If it's a troubled marriage by all means have joint accounts.



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