Community >> View Post
·
Post By
HammerTime

Member Since: Sun Jan 07, 2018
Posts: 3,686
In Reply To
HammerTime

Member Since: Sun Jan 07, 2018
Posts: 3,686
Subj: Re: I'm milking the federal government's tit right now
Posted: Fri Jan 11, 2019 at 05:39:40 pm EST (Viewed 186 times)
Reply Subj: I'm milking the federal government's tit right now
Posted: Fri Jan 11, 2019 at 02:04:35 pm EST (Viewed 399 times)

Previous Post


As Lieutenant Dan would say, I'm living off the government tit. I'm a federal government employee impacted by the shutdown, and I'm not suffering at all, despite what the news would have you believe.

I'm basically getting a nice, long, lazy vacation at minimal cost. It's true that I'll soon be missing my second paycheck, but there's no harm at all because I'm fiscally responsible and stash savings for rainy days. But it's not really a rainy day! Think about it. I'll be getting reimbursed anyway when this is over, and plus, any money that I don't have can just go to my credit card.

So let's break it down. If the average federal salary is $85,000, that's probably a biweekly pay of $1,700 that I'd get to keep after all tax/retirement/healthcare deductions (or something around that, I earn a different amount so I don't know what the precise bi-weekly amount would be for the average). If I miss three pay checks, I likely only miss one or two credit card payments that charge an annual 16.5% APR. So at worst, let's say I miss two credit card payments and get charged. That's $140.25 in credit card interest ($1,700 x 3 paychecks x 16.5% APR / 6 months) that I can expect to pay, at the worst!

That's a $140.25 out-of-pocket cost for a 6 week vacation, a true bargain!

So am I suffering? Hell no. If I was desperate for $140.25, I'd just knock on doors around the neighborhood and ask to rake yards, how hard can that be?

Thank you, democrats, for shutting down the government and giving me a nice, nice vacation.



https://www.cbsnews.com/news/government-shutdown-could-hurt-federal-workers-credit-scores/

“Missing just one payment on a credit card can knock up to 100 points off a consumer's credit score, and it can take several years to recover, according to experts.”

This is such bs. I miss my monthly credit card payment probably twice a year and never saw this happen.



Posted with Apple iPhone 12.0
Alvaro's Comicboards powered by On Topic™ © 2003-2018 Powermad Software
All the content of these boards Copyright © 1996-2018 by Alvaro Ortiz and Dave Galanter. Software Copyright © 2003-2018 Powermad Software